A New Era for Your TSP: In-Plan Roth Conversions and Higher Limits Arrive in 2026
From January 2026 the TSP offers in-plan Roth conversions and higher contribution limits. What both changes let you do that you could not do before.
Federal Employee Resource Blog — page 21
The “Three-Legged Stool” Advantage: Why Feds Are Winning the Retirement Race
A defined benefit pension puts federal employees well ahead of most private-sector savers. Why the three-legged stool still works, and where it fails.
The Hidden Cost of the Shutdown: Missed TSP Earnings Are Gone Forever
Back pay restores your salary after the 43-day shutdown. It does not restore the TSP earnings those missed contributions would have made, and cannot.
TSP Cash Flow Turns Negative: A Warning Sign for Your Retirement Strategy
FRTIB data shows TSP cash flow has turned negative. What withdrawals outpacing contributions signals, and what it should change in your own plan.
Shutdown Aftermath: Restoring Your Leave and Benefits
The government reopened, but leave, benefits and time-off awards disrupted by the 43-day shutdown still need untangling. What to check on your record.
OPM Orders Immediate Action on Stalled Retirement Applications
OPM has directed agencies to process the retirement applications that piled up during the shutdown. What the directive means if yours is still sitting
The Missing Piece in Your Federal Safety Net: Short-Term Disability
The federal benefits package has no short-term disability coverage, and most people find out at the worst moment. What fills the gap, and what it cost
Shutdown Ends, but the Open Season Clock and Premium Bills Keep Ticking
OPM has confirmed Open Season deadlines stand despite the 43-day shutdown. What you still have to decide, and by when, with premiums already rising.
The Hidden Cost of the Shutdown: Missed TSP Earnings Are Gone Forever
The 43-day shutdown left a permanent mark on federal TSP accounts. Why missed contributions and the growth on them cannot be recovered by back pay.
Agencies Ordered to Reverse RIFs and Pay Up: What It Means for You
With the longest shutdown in U.S. history over, OPM has ordered agencies to cancel the layoffs and release back pay. What that means for you in practi
The Sound of Silence: OPM Cancels 2025 FEVS, Leaving Workforce in the Dark
After a year of shutdowns, frozen pay and layoff threats, OPM canceled the 2025 employee survey. What losing that data means for agency accountability
The Great Federal Exit Clogs OPM: Retirement Backlog Surges
The deferred resignation wave has reached OPM just as shutdown chaos froze processing. What a perfect storm at OPM means for your retirement date.