
Shutdown Over: Senate Bill Signed, RIFs Cancelled, but Financial Scars Remain
President Trump signed the funding package on November 12, 2025, ending the longest shutdown on record. What is restored, and what damage is permanent

President Trump signed the funding package on November 12, 2025, ending the longest shutdown on record. What is restored, and what damage is permanent

The IRS has raised 2026 retirement contribution limits, including for the TSP. What the extra room is worth, and who should actually use all of it.

TSP stock funds rose for a third straight month even as the shutdown froze federal paychecks. Why a rising balance is cold comfort without cash flow.

The January 2026 COLAs are final: 2.8 percent for CSRS and less for FERS. What cooling inflation means for your annuity's purchasing power next year.

FEHB enrollee premiums are rising an average of 12.3 percent. Why this Open Season is the one to actually work through rather than roll over blindly.

The shutdown became the longest in U.S. history with no breakthrough in sight. How the strain moved from hardship into lasting financial damage.

COLAs for January 2026 have been announced by the Social Security Administration. What CSRS and FERS retirees will each receive, and why they differ.

Four weeks into the shutdown, a new survey shows the public feeling the effects too. How the widening damage changes the politics of ending it.

The shutdown threatened to cut food assistance for millions from November 1. How a federal funding lapse reaches far past the government payroll.

Flight delays and ground stops at major hubs traced back to unpaid federal staff. What the disruption revealed about the strain on the workforce.

Another week of frozen paychecks as the Senate reconvenes with the funding stalemate unbroken. What federal employees can do while it continues.

Your unused annual leave is paid as a lump sum when you separate. How it is calculated, how it is taxed, and why the timing of your exit changes it.