Social Security: Fit Claiming Into Your FERS Plan
Compare Social Security claiming ages alongside your FERS pension, supplement cutoff, TSP withdrawals, taxes, and household survivor needs.
Federal Employee Resource Blog
OPM rule changes, FEHB and FEGLI updates, and what is moving in the TSP — written for federal employees, not for advisors. 466 posts and counting.
Deferred Resignation: Build Your Bridge Income Budget
Build a practical income timeline before accepting deferred resignation, covering final pay, leave payouts, pension timing, insurance, and reserves.
A GS Promotion Offer: Compare Pay and Retirement Dates
Use a practical checklist to compare a GS promotion offer with your current retirement plan, including pay, high-3 timing, costs, and next steps.
Federal Data Privacy: Check Your Retirement Records
Understand the OPM privacy ruling and take practical steps to review retirement records, secure benefit accounts, and plan for interim pay.
TSP Roll-Ins: What to Check Before Consolidating
Compare TSP roll-in eligibility, withdrawal rules, beneficiary options, fees, and early-distribution taxes before consolidating retirement accounts.
MRA+10 Retirement: Compare Your Pension Start Dates
Compare immediate and postponed FERS MRA+10 retirement, including age reductions, FEHB coverage, the supplement, and the age-62 multiplier.
TSP L Funds: Fit the Mix to Your Retirement
Review how TSP Lifecycle Funds work, their stock and bond exposure, and how withdrawal timing and household income shape retirement risk.
GS Promotion Changes: Plan Your Retirement
Understand the GS time-in-grade rule change and review how promotion timing, high-3 pay, locality, and TSP contributions affect retirement plans.
Deferred Resignation: Plan Your Federal Exit
Review deferred resignation rules, pension timing, leave payouts, and FEHB eligibility before committing to your federal separation date.
OPM Retirement Processing: Plan for Interim Pay
Understand OPM's digital and paper retirement processing figures, interim pay, insurance deductions, and steps to prepare a transition budget.
January 2027 COLA: Review Your Retirement Budget
Review the 2027 CSRS and FERS COLAs, age and proration rules, and how health premiums and other expenses affect your retirement income.
2027 FEHB and PSHB: Review Your Coverage Changes
Review 2027 FEHB and PSHB coverage changes, prescription requirements, and premium increases before making your Open Season health plan election.