800-484-5993 info@internalbenefitadvisors.com Offices in Prescott AZ · Sheridan WY
Internal Benefit AdvisorsFederal retirement specialists

A practice built entirely around federal benefits

Federal benefits are not one of the things we do. They are the practice.

Most financial advisers see a federal employee once or twice a year. The FERS supplement, the CSRS offset, the way a survivor election interacts with FEGLI at 65 — these come up rarely enough that a generalist has no reason to have the answers ready.

We built Internal Benefit Advisors the other way round. Federal benefits are not one of the things we do. They are the practice.

Our story

How we got here

This is the most valuable missing piece of copy on the site Two or three paragraphs in Karren DiLeva’s own voice: what she saw that made her start the firm, what the first years looked like, and what the WOSB certification meant. A founder story is not decoration — it is the thing that makes a stranger comfortable handing over their pension numbers, and it is the one piece of copy no competitor can replicate. Fifteen minutes on the phone with Karren produces it.

[FOUNDER STORY]

How we work

Four things we hold to

Education first.

We run TSP and benefits seminars for agencies and workplaces. Most attendees never become clients. The seminars run anyway.

Your numbers, not a calculator.

Every review is built from your actual service history, your actual TSP balance and your actual elections.

Nothing that cannot be undone gets rushed.

Survivor elections, retirement dates and FEGLI conversions are one-way doors. We treat them that way.

No obligation attached to the review.

If you leave with a plan you can carry out yourself, that is a good outcome.

The money question

What it costs you

Nothing, to find out where you stand. That is not a teaser — it is the whole of the offer.

There is no obligation attached to the benefit review, seminars, or report.

You can go through a full review, take the plan away, and act on it yourself. Many people do, and that is a perfectly good outcome.

If you want to know how the firm earns its money before you decide anything, ask — at a seminar, on the phone, or in the middle of a review. You will get a straight answer. Nobody should be taking retirement advice from someone whose incentives they cannot see.

Credentials

Credentials and standing

  • Woman-owned small business, registered in SAM.gov
  • BBB accredited — [CONFIRM the accredited entity name: the seal currently reads "Internal Benefit Insurance Solutions" while the site says "Internal Benefit Advisors LLC" — audit §4.1]
  • Licensed agents in [LIST STATES]
  • We coordinate with CPAs and estate attorneys where a client’s situation calls for it
A note on who we are Internal Benefit Advisors is a private firm. We are not affiliated with, endorsed by, or acting on behalf of the federal government, the Office of Personnel Management, the Thrift Savings Plan, or any federal agency.
Note on the “CPAs and attorneys” claim The current site describes the firm as including “CPA’s and attorneys” on staff, but no CPA or attorney appears on the team page. This copy has been rewritten as a coordination claim, which is accurate and just as reassuring. If they are genuinely on staff, revert this and add them to the team page.

Book a No Cost Retirement Review

The best time to look at this is before you have set a date.

A benefit review takes about 30 minutes. Getting the date, the TSP, or the survivor election wrong costs considerably more, and most of it cannot be undone.

Book a No Cost Retirement Review

Or call 800-484-5993 — we answer during business hours, 9:00AM - 5:00PM EST, and we will call you back if you leave a message.