
Federal Retirement: How Your Decisions Connect
See how federal pension choices, Social Security, TSP withdrawals, Medicare costs, and survivor needs fit into one retirement income plan.

See how federal pension choices, Social Security, TSP withdrawals, Medicare costs, and survivor needs fit into one retirement income plan.

Compare the FERS supplement with working longer, including eligibility, earnings limits, inflation, the age-62 multiplier, and household income.

Review FEGLI retirement eligibility, Basic reduction choices, Option B premiums, and postponed-annuity rules before choosing your coverage.

Check 2026 TSP limits, catch-up eligibility, and remaining payroll dates to pace contributions and keep receiving your available agency match.

Understand concerns about OPM health claims data, what remains disputed, and practical steps to review privacy and federal benefits.

Review TSP Roth conversion taxes, five-year rules, Medicare premiums, and cash needs before choosing how much to convert for retirement.

Review OPM's proposed excepted service changes and prepare questions about your appointment, reemployment rights, and federal retirement options.

Use this RIF assignment offer checklist to review pay protection, high-3 estimates, insurance, and household income before making a decision.

Compare deferred and postponed federal retirement, including MRA+10 reductions, FEHB and FEGLI eligibility, and planning for the income gap.

Compare equity indexed annuity fees, income guarantees, and withdrawal limits with your federal benefits before committing retirement savings.

Review the interim 2027 COLA count, FERS and CSRS adjustment rules, and how insurance costs can affect your federal retirement income.

Understand VA staffing shortage findings and review leave, FERS eligibility, insurance, and retirement planning options for federal employees.