The Role of the Thrift Savings Plan in Federal Employees’ Early Retirement
The TSP carries more weight when you retire early, because it has to bridge a longer gap. How to use it before the annuity and Social Security arrive.
Federal benefits news and analysis — page 34
Early Retirement Strategies for Federal Workers: Balancing Freedom with Financial Stability
Retiring early under FERS brings its own opportunities and traps. How to balance the freedom against a reduced annuity and a longer stretch to fund.
Maximizing Federal Employee Benefits Before Retirement
Federal benefits are worth most when they are planned together rather than one at a time. Where the value sits, and what to do before your last day.
Retirement Planning for Federal Employees: Finding the Best State to Retire
Where you retire changes what you keep. How state tax treatment of federal annuities and TSP income, cost of living and healthcare access compare.
Maximizing Social Security Benefits: How Military Service Credits Enhance Retirement Income
Military service can add credits that raise your Social Security benefit. How the credits work, who qualifies, and what documentation you will need.
Maximizing Social Security Benefits for Veterans: How Military Service Credits Can Boost Your Retirement Income
For veterans, military service credits can raise a Social Security benefit. How to claim them, and how they fit alongside a federal annuity.
Navigating Federal Retirement: Answering Common Questions for a Secure Future
The questions federal employees ask most about retirement, answered in one place: eligibility, the annuity, the TSP, insurance and what comes first.
Deferred Annuities: A Key Strategy for Federal Retirees Seeking Financial Security
A deferred annuity lets you retire now and start pension income later. How the trade-off works, who it suits, and what it costs you to wait.
Navigating the Thrift Savings Plan: Is 100% in the C Fund a Smart Move?
Putting the whole TSP in the C Fund is a common choice and rarely a considered one. What all-in on large-cap stock actually exposes you to.
The Ultimate Guide to Choosing the Best State for Federal Retirees
Taxes, cost of living and healthcare access vary enormously by state. A guide to choosing where to retire when your income is a federal annuity.
Maximizing Federal Benefits for a Comfortable Retirement: Your Essential Checklist
A checklist across the TSP, FEGLI, FEHB, the annuity and survivor elections. What to confirm, and roughly when each item needs to be settled.
How Moving in Retirement Affects Your Financial and Federal Benefits Strategy
Relocating in retirement changes your tax position, your FEHB network and your costs. What to work out before you commit to a move.