
Strategic Capital Allocation: Optimizing Your TSP for the Distribution Phase
In retirement the TSP stops being a savings account and becomes monthly income. Whether to keep the money in the plan, and how to allocate it if you d

In retirement the TSP stops being a savings account and becomes monthly income. Whether to keep the money in the plan, and how to allocate it if you d

New OPM data shows the retirement processing backlog climbing again. What the waiting room after your last day looks like, and how to plan around it.

On February 27, 2026 the IRS moved to end its national agreement with the NTEU. What federal labor relations look like once a contract that size is go

Leave the money in the TSP for its low costs, or move it for flexibility? How to think about allocation once the plan becomes your monthly paycheck.

Deciding when to leave is only half of it. OPM's backlog decides how long you wait for a full annuity, and what you live on until it finally arrives.

A federal background check is continuous, not a one-time hurdle. How financial conduct affects suitability and your clearance, and what to keep clean.

The IRS move to end its NTEU agreement reaches further than bargaining. What shifting labor relations mean for the federal benefits you rely on.

The I Fund has taken market leadership from the C Fund for the first time in years. What a global rotation means for how your TSP is allocated.

FECA or FERS disability retirement? The two routes out of federal service on medical grounds pay differently, tax differently, and cannot both be chos

The GAO has told the Senate Aging Committee that elder financial fraud is surging. What federal retirees should have in place before they are targeted

Leaving before you are eligible for an immediate retirement sets off a chain reaction across every federal benefit. What happens to each one, and when

OPM has proposed forced ratings distributions for all GS employees and an end to union grievances over ratings. What both changes mean for your career