800-484-5993 info@internalbenefitadvisors.com Offices in Prescott AZ · Sheridan WY
Internal Benefit AdvisorsFederal retirement specialists

Guides for federal employees

Plain-language guides on FERS, CSRS, the TSP and federal insurance, written for the person making the decision rather than for other advisers.

10 mistakes federal employees make

The report we already publish. Most of these are made quietly, years before anyone notices, and most cannot be corrected once the paperwork is filed.

Get the report

[PLANNED] Choosing your retirement date

How a few days either way can cost a full month of annuity, and what else moves with the date.

[PLANNED] What to do with the TSP when you retire

Every withdrawal option, the tax treatment attached to each, and which of them cannot be undone.

[PLANNED] The survivor election, explained

What it costs, what it buys, and what declining it does to your spouse’s health insurance.

[PLANNED] Is FEGLI worth keeping?

What the premiums do at 65, 70 and 75, and how to compare it against the survivor annuity.

[PLANNED] A federal retirement checklist

What to do at five years out, one year out, and in the final ninety days.

The best time to look at this is before you have set a date.

A benefit review takes about 30 minutes. Getting the date, the TSP, or the survivor election wrong costs considerably more, and most of it cannot be undone.

Book a No Cost Retirement Review

Or call 800-484-5993 — we answer during business hours, 9:00AM - 5:00PM EST, and we will call you back if you leave a message.