
10 mistakes federal employees make
The report we already publish. Most of these are made quietly, years before anyone notices, and most cannot be corrected once the paperwork is filed.
Plain-language guides on FERS, CSRS, the TSP and federal insurance, written for the person making the decision rather than for other advisers.

The report we already publish. Most of these are made quietly, years before anyone notices, and most cannot be corrected once the paperwork is filed.
How a few days either way can cost a full month of annuity, and what else moves with the date.
Every withdrawal option, the tax treatment attached to each, and which of them cannot be undone.
What it costs, what it buys, and what declining it does to your spouse’s health insurance.
What the premiums do at 65, 70 and 75, and how to compare it against the survivor annuity.
What to do at five years out, one year out, and in the final ninety days.
A benefit review takes about 30 minutes. Getting the date, the TSP, or the survivor election wrong costs considerably more, and most of it cannot be undone.
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